Cash Back Captain turns your spending habits into a personalized, math-based credit card portfolio. Enter your monthly spending and the cards already in your wallet, and it finds your optimal 1–3 card portfolio and shows how much more you could earn. No digging through affiliate-heavy review sites or pulling out a calculator, just clear recommendations tailored to how you actually spend.
Hey Product Hunt! 👋
My brother and I built Cash Back Captain after spending hours trying to find the right credit cards for ourselves and our parents.
Reviews, forums, and rankings were helpful starting points, but they rarely answered the question that actually mattered: Which cards make the most sense for how I personally spend?
Answering that meant pulling out a calculator to estimate rewards, compare annual fees, find break-even points, and determine when one card became more valuable than another. Doing this for a single card was tedious. Trying to find the best combination of two or more cards, each covering the others’ weaknesses, quickly became overwhelming.
So we built Cash Back Captain: a simple, math-based tool that does the comparison for you in a few clicks. Enter your monthly spending and the cards already in your wallet, and it identifies your optimal card setup, estimates your annual rewards, and shows how much more you could earn.
Credit card shopping should not require hours of research or a custom spreadsheet. Our goal is to make the process both easier and more effective.
We’d especially love feedback on whether the recommendations feel clear, trustworthy, and easy to act on. Thanks for checking it out!