Hey everyone! I built Beacon because I couldn’t answer a simple question: “When am I actually financially independent?” Most tools I tried gave me: → probability ranges → Monte Carlo simulations → optimistic vs pessimistic scenarios But none gave a clear answer. So I built something simpler: → A deterministic model → Based only on investable assets → With fully transparent assumptions Beacon calculates: → your required portfolio (based on your spending + withdrawal rate) → your projected trajectory (using real returns) and gives you a single FI date No noise. No black box. Just: “Projected Financial Independence: August 2031.” Would love feedback from people who think deeply about: → FIRE → withdrawal rates → long-term investing → financial modelling Happy to answer anything.

Beacon - Financial Clarity

Financial independence, precisely mapped

Financial independence, precisely mapped