I kept seeing friends and family use credit cards without knowing what their reward points were actually worth. One friend had lakhs of points sitting unused on his HDFC Infinia. Another was using a cashback card for travel when a travel card would've earned her 3x more value. The problem was clear — India has 50+ credit cards with complex reward structures, and no single platform that helps you cut through the noise with actual data. Most "comparison" sites just list features. None of them calculate the real rupee value of your points based on how you spend. So I built WhatsThePoint — a free, data-driven platform that tells you exactly which card maximises your rewards based on your actual spending across dining, travel, fuel, groceries, and more. Plus tools like an EMI calculator, credit score checker, and side-by-side card comparison — everything an Indian consumer needs to make smarter financial decisions, all in one place. No fluff. No sponsored rankings. Just math.

WhatsThePoint

India's Credit Card Points Intelligence

India's Credit Card Points Intelligence