NorthOne Business Banking

A mobile business bank account built for makers

4.2•19 reviews•

41 followers

A mobile business bank account built for makers

4.2•19 reviews•

41 followers

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NorthOne is a simple, fast, and beautiful business bank account. It takes under 3 minutes to open a NorthOne FDIC-insured business checking account and get access to fully mobile ACH, wires, check deposits, and access to >300,000 fee-free ATMs nationwide.

Launch tags:iOS•Productivity•Fintech

Launch Team

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Promoted

Looks amazing, can't wait to replace our bmo account! What you I need to get started? (paperwork, ids, etc)

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7yr ago

NorthOne Business Banking

Maker

@acuestareig Hey Albert. Our onboarding is paperless (no faxes, no uploads, nada). It takes about 3min to complete before you can use your FDIC insured account. You'll need information about your business (like an EIN, address, etc.) and your own personal information. That's it!

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7yr ago

NorthOne Business Banking

Maker

@acuestareig You can download the app from the app store (https://apps.apple.com/us/app/no...) to get started. Applying and getting approved takes as little as 3 minutes and you just need to provide some basic information about yourself and your business. No paperwork or IDs required 🤓

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7yr ago

@eytanbensoussan Hey Eytan, For people who are not based in the USA and have an LLC in the USA(EIN) but no SSN or ITIN, does your company serve this type of entrepreneurs?

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6yr ago

NorthOne Business Banking

Maker

@tachfine_el_kendoussi We can only open accounts for businesses owned by US citizens or residents. As you can see, it depends on who is behind the LLC.

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6yr ago

@acuestareig @eytanbensoussan take a look at www.northonescam.com. We are working with the FBI. This company is a scam. Its all a front to steal money!

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5yr ago

Was curious about NorthOne so started the on-boarding process for one of my companies. Never finished the on-boarding process, but two months later I found out that they not only opened an account and charged me a bunch of fees and DAILY overdraft charges because of those fees, but that they charged-off the account, sent it to collections, and reported it to Chexsystems because of the overdraft status (credit bureau for banking). At one point they sent an email saying I was charged a fee but never heard anything back when I replied to it. Just found out today that my reply to that email started a support chat on the app that I couldn't even see/access because I couldn't get around the on-boarding screen asking for a deposit. There were a few other notifications in the support chat area of the app, but again, I had zero access to any of this until the account was charged off (then I was able to see everything...wtf?). Never had access to the account, zero details, zero email responses, no calls, no notice of daily fees, no notice of pending or actual charge-off/collections, nothing. Customer service is absolutely horrible and refuses to even address the situation. Told me to talk to radius bank. When I called radius they told me to call NorthOne. Went back to northone and they said to call Radius. What a joke. Now I have to waste even more time suing them in court to get it off my record, filing formal complaints with FTC and BBB (amount others), and writing reviews like this. STAY AWAY!

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6yr ago

@grahammumm This is by far the worst I have ever encountered as a 'Bank" after a core meltdown on the application of Northone I was able to see over 400K in other peoples transactions such as pay checks, Deposits, Debits and bill payments. My account was messed up for weeks and all I got was a software update was in the works. Now here is my problem not only was Radius Bank who is the ACTUAL bank that partners with Northone not able to see what I was seeing on my app which was confirmed by NORTHONE as other peoples transactions but it took them 2 weeks to fix it. At that point I could not use my account or features or anything else. When Northone finally fixed it then a new problem poped up from fixing the old one which was all the account balances where not correct and I looked like it was overdrawn by 10's of thousands of dollars. This new issue then took another week to fix and I got a E mail from the Founder Eytan apologizing for the huge problems and hopes I can give them my trust back.... GUESS WHAT a week later I had fraud on my account which I am sure came from one of the two data breaches they had with what they said was "High Volume" accounts that were affected and to this day I have not had any help from Northone to retrieve my Fraud stolen funds of over 2K , No E mails returned , No messages returned and Radius Bank only directs me back to Northone that has 1: NO WORKING PHONE NUMBER 2: EVERY ADDRESS LISTED ON THE WEBSITE IS WORK SHARE ADDRESSES, you google it and they are in a building where they RENT DESKS! I am about to make a formal complaint with the FDIC and whoever else can get these clowns to follow regulations. The fact that you cannot reach them on a phone has me stunned and the fact that no messages are being returned or no messages being replied to and then they send me a generic E mail saying they have to close my account ?? I sent e mails over 10 days ago wanting my account closed I am humored at the fact they are so unorganized to the point of this?! I would be VERY AWARE BEFORE YOU OPEN ANY ACCOUNT WITH THEM OR RADIUS BANK! Use a regular bank and keep yourself far away from these goons. If your a client I would close your account because your information is not safe with the systems they have, I have Screen shots to prove others peoples information was in my account I would close your account and run before your money is taken from someone that got your data because of there system and THEY WILL NOT HELP YOU GET YOUR FUNDS BACK, They will not even return a call.

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6yr ago

@grahammumm this same sort of thing happens to me. I'm attempting to clean up the mess now.

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6yr ago

This is an awesome solution to a problem that has existed for way too long, complicated small business banking!

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7yr ago

NorthOne Business Banking

Maker

@ayalaamos Thanks, Ayala!

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7yr ago

@ayalaamos @eytanbensoussan are you guys ever going to call me and help resolve the thousands of dollars your bank allowed to be stolen and act like you guys are not responsible ?

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6yr ago

@ayalaamos @eytanbensoussan This is by far the worst I have ever encountered as a 'Bank" after a core meltdown on the application of Northone I was able to see over 400K in other peoples transactions such as pay checks, Deposits, Debits and bill payments. My account was messed up for weeks and all I got was a software update was in the works. Now here is my problem not only was Radius Bank who is the ACTUAL bank that partners with Northone not able to see what I was seeing on my app which was confirmed by NORTHONE as other peoples transactions but it took them 2 weeks to fix it. At that point I could not use my account or features or anything else. When Northone finally fixed it then a new problem poped up from fixing the old one which was all the account balances where not correct and I looked like it was overdrawn by 10's of thousands of dollars. This new issue then took another week to fix and I got a E mail from the Founder Eytan apologizing for the huge problems and hopes I can give them my trust back.... GUESS WHAT a week later I had fraud on my account which I am sure came from one of the two data breaches they had with what they said was "High Volume" accounts that were affected and to this day I have not had any help from Northone to retrieve my Fraud stolen funds of over 2K , No E mails returned , No messages returned and Radius Bank only directs me back to Northone that has 1: NO WORKING PHONE NUMBER 2: EVERY ADDRESS LISTED ON THE WEBSITE IS WORK SHARE ADDRESSES, you google it and they are in a building where they RENT DESKS! I am about to make a formal complaint with the FDIC and whoever else can get these clowns to follow regulations. The fact that you cannot reach them on a phone has me stunned and the fact that no messages are being returned or no messages being replied to and then they send me a generic E mail saying they have to close my account ?? I sent e mails over 10 days ago wanting my account closed I am humored at the fact they are so unorganized to the point of this?! I would be VERY AWARE BEFORE YOU OPEN ANY ACCOUNT WITH THEM OR RADIUS BANK! Use a regular bank and keep yourself far away from these goons. If your a client I would close your account because your information is not safe with the systems they have, I have Screen shots to prove others peoples information was in my account I would close your account and run before your money is taken from someone that got your data because of there system and THEY WILL NOT HELP YOU GET YOUR FUNDS BACK, They will not even return a call.

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6yr ago

@ayalaamos @eytanbensoussan @shaun_benoit I’ve had inexplicable charges that were Just as inexplicably returned to my account. I also have had issues depositing checks. All of this would be manageable if their Customer Service folks could answer questions. They can’t. I’m moving my firm’s money.

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6yr ago

@ayalaamos @eytanbensoussan I've been looking into this and have signed up for an account. Having become thoroughly spoiled by the beautiful built-in budgeting features in Simple Bank I've been looking for something similar for my business banking for a long time. The pain point that you are trying to address is real. As I venture out on this journey with you, however, I am keenly aware of how risky it feels to support a new enterprise that is trying to create the features that you want to see. I've already tried this once with Seed Bank, which eventually went under. Since I am starting to invest in this with you, I want and need this to work! And for that reason, I want to point out a few things that are already making me nervous as a new user: (1) Some of the core advertised features don't exist, yet, such as the accounting integrations. As some others have noted, that does sound like misleading advertising; I understand these are on the way, but the website makes it sound like these features are already available. It's disappointing to find that they aren't. (2) Getting money INTO the bank hasn't been smooth for me: I can't initiate the process from inside NorthOne. A local bank doesn't even let me do online transfers. And my other online bank, recognizing the account/routing numbers as Radius bank keeps kicking me back out with the message "Good news! You don't need to use account/routing numbers because we already have a connection with Radius bank!" Only Radius Bank does not recognize NorthOne login credentials. I was able to reach someone quickly through chat, and she understood the issue and acknowledged that you aren't set up with Plaid, yet. (3) And finally, so far, the NorthOne rating with the Better Business Bureau really needs a lot of help since this is something that a new user would consider when trying to decide whether the risk is worth it. All of this said, I definitely agree that there is a need for this. I am happy to see what has been done so far, I'm eager to see what's next, and I want to see it work.

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6yr ago

Fantastic product. Precisely what I was looking for for my business. Easy to use, will make it easier to track my business and integrate some of its accounting functions. Thank you

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7yr ago

@nicolas_topiol bbb score F this company is a fraud.. stole 20k from me. lender deposited and they shut down my account.. beware

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6yr ago

@nicolas_topiol @tim_gilbert Right there with you I have several thousand dollars in there right now I can’t even see S a customer deposit has cleared so I can send them equipment my next step is I’ve seen people talking about a class action lawsuit or you can complain to the FDIC since they are FDIC back. I can’t even get a simple courtesy reply back from any emails requesting a status update on my account. And prior to the last month I thoroughly enjoyed the product

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5yr ago

@nicolas_topiol @tim_gilbert Go to northonescam.com and share your story! This bank is a fraud and they are stealing peoples money!

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5yr ago

@nicolas_topiol @tim_gilbert @thescottrobb Go to northonescam.com and share your story! This bank is a fraud and they are stealing peoples money!

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5yr ago

I have three news station here in Atlanta that are willing to do the story regarding NorthOne about taking their customers money. If anyone would like to join me in stop this company from doing this to more people please contact me via email love@essenceoflovecreations.me... Any papertrail you have from banking with them invoices, deposites, chat threads, payroll..etc keep they think by locking us our of our accounts we do not have that information. Tag and Post them on all their social media sites, every group you are in, and general post. Numbers get things done I promise if you work with me NorthOne is going down for these fraud.

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6yr ago

@essenceoflovecreations @sara_cheatem Hi Sara -- our Customer Support team has just reached out to you. Cheers.

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6yr ago

@essenceoflovecreations @sara_cheatem I live in the Atlanta area and have been going through the same situation for over a week now with them. Have you had any break through with them?

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6yr ago

@essenceoflovecreations @sara_cheatem @brandon_carlos Why the hell won't you all call me I scheduled a time for you to call and you didn't. My account is locked and nobody is responding to me you all act like fucking criminals not a damn bank I swear get a bank you can walk into these people will take your money and not do shit about it.

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6yr ago

@essenceoflovecreations @sara_cheatem Can we contact you with info even if we are not in Atlanta?

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6yr ago

@essenceoflovecreations @sara_cheatem @ree8080 Go to northonescam.com and share your story! This bank is a fraud and they are stealing peoples money!

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5yr ago

We've only been using this app for a couple months now. Barely enjoyed this account. A few payments and now it says account has been temporarily restricted. We have a current balance of $121,299, with pending payments and payments scheduled to be deposited in the account and now we are locked out with no email or update on the delay or a given timeframe to regain access even after sending an email to support@northone.com. It's been over 2 weeks and it's getting frustrating watching you sit on the funds, @eytanbensoussan, i'd suggest you kindly take a look at this and get the issue resolved or provide me with a specific time frame. Your support team, Charlene and her colleagues won't say much. We have a time sensitive campaigns to run. and can't wait much longer, Please respond immediately. Thank you.

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6yr ago

@northone @eytanbensoussan @adrianhill7 the same happened to me today! I have 3 accounts with them & they have locked all 3 with a total of $25k in them & I can’t access them. Some of these funds are from the SBA & I have to have proof of payroll from them for my PPP but if I can’t access them, I do not know what to do. There was ABSOLUTELY NO reason that they should have locked my account. My attorney & congressman needs a contact number in order to reach them. Should I jump & file a suit so soon? I sent them the info they requested but I am sure this is going to take a long time for them to resolve because it has taken more than 2 weeks anytime there is an issue.

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6yr ago

Hi Adrian — our Support team has sent you a message to the email you have associated with your account. Thanks.

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6yr ago

@itsmeezee the safety and security of our customers' accounts is paramount. We’ve outlined the reasons why we might block/close an account on the NorthOne blog -- https://www.northone.com/blog/no...

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6yr ago

@brandon_carlos I started my bank account back in June 15th, I have been using the account perfectly fine until my SBA loan was deposited into my account on August 7th for 15,500k as of yesterday I went to use my debit card an it was decline I was chatting representative during this time my account was locked and NorthOne sent an email asking for my DL and proof of business ownership. I sent all of that in as yesterday now I am getting through chat is let us investigate this we will reached out via email. I have asked SEVERAL of times for someone to contact me. Even though ya'll have locked me out of my account I have tons of papertrail regarding my transaction with this bank and every chat I have been in as well. Please have contact me directly regarding with a resolution. This company needs to do the right thing an unlocked my account with my funds in it by Friday 8/14/2020.

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6yr ago

@brandon_carlos can you tell me what's going on now? It's been 2 weeks now since i submitted the requested documents, "Proof of Business Ownership" and my ID, thanks to you, but there has been no update ever since i did that. I still have no access to my bank account with the balance of $121,299. My business activities is all on halt and i am already late on bill payments. It wont be long before i join forces with the others to take the legal action to get my money back. I need you to reinstate my account access as soon as possible OR send me a check of my remaining balance. @brandon_carlos

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6yr ago

I’m a small business owner, and I have been searching for a product like this for years. It’s incredible that someone has taken the time to truly understand the needs of people like me and have designed their product with my type of business in mind. Having so many solutions integrated in one easy to use and highly intuitive format is a game changer. Not to mention, the attitude of the company and its management team — focused on customer satisfaction in everything they do — has allowed me to establish a relationship with a developer that I view as a partner in my work, a relationship that I plan on retaining for many years to come.

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7yr ago

NorthOne Business Banking

Maker

@bob_margaret Thank you, Bob! I appreciate you having joined us in beta and continuing with us to this day. Awesome to have supporters like you : )

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7yr ago

@bob_margaret @eytanbensoussan take a look at www.northonescam.com. We are working with the FBI. This company is a scam. Its all a front to steal money! Stay AWAY!

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5yr ago

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•••

4.2

Based on 19 reviews

Review NorthOne Business Banking?

Reviewers mostly praise NorthOne for responsive support, a simple interface, and features that help small businesses stay organized, especially envelopes, accounting integrations, revenue views, and smooth money movement. Several long-time users say it saves time and feels more personal than larger banks, with fast help when issues come up. But the negative reviews are serious: a few customers describe sudden account suspensions or locked cards, frozen funds, weak follow-up, and fees they felt were unjustified. Overall, feedback is strongly positive but shadowed by trust and account-access concerns.

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NorthOne Business Banking

A mobile business bank account built for makers

A mobile business bank account built for makers

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