NMI Payments — Don’t Integrate Payments Until You Read This Guide
Don’t Integrate Payments Until You Read This Guide
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HOW TO USE
1. Create or Join a Circle
Start your journey by either:
Creating your own circle (Free)
Joining an existing circle through admin invitation
Each circle typically has 10 members for optimal management.
2. Monthly Contribution
All members contribute a fixed amount monthly (e.g., ₹5,000)
This creates a pooled fund (e.g., ₹50,000 from 10 members)
Example:
10 members × ₹5,000 = ₹50,000 pool
3. Bidding Process
Members place bids to receive the pool early
The lowest bidder wins the full pool (minus their bid)
Example:
Bids: ₹2,500, ₹1,800, ₹2,100
Winner: ₹1,800 → receives ₹48,200
Other members share the ₹1,800 bid amount
4. Payouts and Lock
Winner receives the payout for that month
Once a user wins, they can't bid again in that circle
All members continue monthly contributions
5. Monthly Cycle
The process repeats each month with:
A different winner each month
Everyone receives the pool once
Circle continues until all members have won
Report
Tried it out and really like the idea—simple, community-driven savings with a clean interface. Feels secure and easy to use. Curious to see how it grows.
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This modern financial platform reimagines community savings with a focus on trust, transparency, and collaboration. Designed to empower groups to save together securely and efficiently, it’s a forward-thinking solution for collective financial growth.
Report
Big congrats on the launch! Always love seeing indie makers build cool, focused tools. This looks super thoughtful, cheering you on!
HOW TO USE
1. Create or Join a Circle
Start your journey by either:
Creating your own circle (Free)
Joining an existing circle through admin invitation
Each circle typically has 10 members for optimal management.
2. Monthly Contribution
All members contribute a fixed amount monthly (e.g., ₹5,000)
This creates a pooled fund (e.g., ₹50,000 from 10 members)
Example:
10 members × ₹5,000 = ₹50,000 pool
3. Bidding Process
Members place bids to receive the pool early
The lowest bidder wins the full pool (minus their bid)
Example:
Bids: ₹2,500, ₹1,800, ₹2,100
Winner: ₹1,800 → receives ₹48,200
Other members share the ₹1,800 bid amount
4. Payouts and Lock
Winner receives the payout for that month
Once a user wins, they can't bid again in that circle
All members continue monthly contributions
5. Monthly Cycle
The process repeats each month with:
A different winner each month
Everyone receives the pool once
Circle continues until all members have won
Tried it out and really like the idea—simple, community-driven savings with a clean interface. Feels secure and easy to use. Curious to see how it grows.
This modern financial platform reimagines community savings with a focus on trust, transparency, and collaboration. Designed to empower groups to save together securely and efficiently, it’s a forward-thinking solution for collective financial growth.
Big congrats on the launch! Always love seeing indie makers build cool, focused tools. This looks super thoughtful, cheering you on!
@breathing_cyborg Thanks