Hopscotch

Making small businesses invincible, one invoice at a time.

452 followers

Hopscotch is the all-in-one invoicing, cash flow, and bill pay solution for small businesses. Generate and send branded invoices using our customizable templates, then use Hopscotch Flow to make sure you never get paid late again—unlock outstanding funds in just 3 clicks! Instantly accelerate funds from unpaid invoices without alerting your clients or needing a credit check. *Hopscotch is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC.
Hopscotch Flow gallery image
Hopscotch Flow gallery image
Hopscotch Flow gallery image
Hopscotch Flow gallery image
Hopscotch Flow gallery image
Hopscotch Flow gallery image
Hopscotch Flow gallery image
Hopscotch Flow gallery image
Hopscotch Flow gallery image
Free
Launch tags:FintechPaymentsAccounting
Launch Team / Built With
Unblocked AI Code Review
Unblocked AI Code Review
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What do you think? …

Reed Switzer
Hello PH gang! We’re so excited to be making Hopscotch Flow available to a wider community of small businesses including agencies, contractors, and consultants. We’re thrilled to have your support and hear your feedback! Why did we build Flow? 🛠️ Late-paying clients can be the kiss of death for small businesses, and we don’t think that’s fair. We built Hopscotch Flow because we saw firsthand how banks and legacy providers weren’t offering competitive invoicing and cash flow solutions for these orgs. Whether it be a small business loan or invoice factoring, SMBs are forced to endure weeks of due diligence and fill out tons of paperwork—frankly, many businesses don’t have the resources or infrastructure to support the process. The cash flow options for small businesses are often downright predatory, making it way too easy to get caught in a vicious lending cycle. We designed Flow to help make the 33 million small businesses in the US* today invincible, one invoice at a time. Instead of waiting net-30-90 to get paid, businesses can use Flow to get paid net-now in just three clicks. How does it work? 🧾 Invoice your client through Hopscotch | It’s easy to create branded invoices 🚫 No credit check required | Find out if you qualify instantly 💰 Advance 90% of your invoice upfront | Get paid in just 3 clicks! 😶 Privacy guaranteed | Protect valuable client relationships What’s next? We’re so pumped to welcome new users into our community and support more businesses with instant invoicing and payments. Every Hopscotch membership begins with a free trial of our Pro plan, so you can explore the way invoicing, bill pay, and instant cash flow works. We want you to be sure we’re a good fit for your business before committing. If Hopscotch isn’t the tool for you, there are no strings attached and no hard feelings — we can still be friends. You can schedule a demo of Hopscotch and Flow here: https://calendly.com/d/g3g-vt7-5.... High-fiving you from across the internet, Team Hopscotch *Please note that Hopscotch is currently only available to businesses in the US. If you operate outside the US, join our international waitlist here and get notified when we expand! Not all invoices are qualified for Flow; however, our team can manually review invoices upon request (support@gohopscotch.com).
Gabe Moronta
@reedswitzer congrats! Keep up the great work, have no doubt this will help a lot of consultants, smb, and freelancers.
Reed Switzer
@mogabr Thank you!
Frank Denbow
💎 Pixel perfection
@reedswitzer i dig it. Seems like the ability to get invoices paid even before the client pays them is the killer feature, would put that higher up in the page. More thoughts herE: https://youtu.be/Ot3d2YifqfA
Reed Switzer
@frank_denbow If I could upvote your comment twice, I would. This is an awesome teardown - I've passed it along to our marketing team and we're going to make some changes. Thank you for taking the time to do this review!
Bret Lawrence
@gaby_korablyova Sure thing! Major differences are there’s no credit check required and no long application process or paperwork with Flow! You can find out if your invoice qualifies and get paid instantly on outstanding receivables. Flow is also private, meaning your clients won’t be notified when you Flow an invoice.
Congrats on the launch Reed and Team Hopscotch Flow! I love the space that you're in! ❤️ I'm sort of familiar with the problem that you're solving because I used to work for an early stage startup that had late paying customers. How do you ensure that you are paying out legit businesses with real customers? Instant payout and no credit check sounds like magic! 😀
Reed Switzer
@jgani Thank you & great question! When you create an account on Hopscotch, we ask for general information about your business (Business name, Employee Identification Number (EIN) [not required], your address, etc.). This data is then validated using third-party software to ensure your business (or you as an individual) is legit. Once you're validated, Hopscotch Flow relies on a proprietary cash flow based underwriting model to build a picture of your business' credit worthiness and the type of clients you may be transacting with. When you send an invoice to a client, the email address you input and the invoice details also provide us with valuable information. All of this helps us offer a magical experience that is completely private. Hope that helps answer your question!
@reedswitzer I see. You're leveraging various data points to "triangulate" the credit worthiness of your clients. Brilliant! ❤️
Reed Switzer
@jgani Spot on. We feel that it's a more fair, accessible way to access this sort of product rather than what is done traditionally.
Daniel Pirciu
very interesting product ... it caught my attention as I'm just going through a small overdue invoice, and haven't read the entire process, but my key feature would definitely be the notification flow
Reed Switzer
@daniel_pirciu Appreciate the note! Hopscotch Flow is best for avoiding gaps in cash flow and accelerating funds tied up in invoices that haven't come due. Unfortunately, we aren't able to advance funds from currently overdue invoices given the increased risk of non-payment. When you Flow an invoice on Hopscotch, your client is not notified that you advanced funds. When they go to pay the invoice 30-60-90 days later, it will appear as if they are paying you as they normally do. Feel free to shoot me a note an time if you're interested in learning more: reed@gohopscotch.com
Dimitrie Baitanciuc
This one can be very useful, I just need to know how are you gonna be prepared for scammers
Ellie Evans
Love this product for so many reasons! Been using Hopscotch for invoicing for almost 6 months and it's super simple and less clunky than my previous process. Can't wait to give Flow a try when I have a client who does pay late or needs a few reminders. Wondering how will we know if we've been approved for Flow?
Reed Switzer
@ellie_evans So awesome to hear that you're a current Hopscotch member! Invoices qualified for Flow are marked by a blue chevron on the accounting page; you will also be notified seconds after sending the invoice (although, you can turn off this notification if it becomes too distracting). Feel free to shoot me a note at reed@gohopscotch.com and I'd be happy to give you a 1:1 demo of Flow and answer any questions you may have.
Ellie Evans
Thanks @reedswitzer, I'll take you up on that!
Reed Switzer
@ellie_evans Great - looking forward to it!
Yasec Kowalski
Congratulations on the launch of Hopscotch Flow! It's fantastic to see your commitment to supporting small businesses with innovative invoicing and cash flow solutions. Quick question, how does Hopscotch Flow ensure transparency and fairness in its invoicing and cash flow processes, especially concerning the terms and conditions for advancing invoice payments?
Reed Switzer
@yasec_kowalski Great question! This is something we've thought a lot about. For starters, the fee for the service, the way it works, and the terms of use are clearly stated throughout the Flow user experience. This ensures our members are aware of how the product works and what its terms are before they move forward. Additionally, our Support team typically addresses Flow-related inquiries in <30 minutes, and our customer success team is always available to provide Hopscotch members with a 1:1 demo of the product. In short, there is full transparency when it comes to how the product works and what the rates are. Flow's proprietary underwriting model relies on the fundamentals: Is the business legitimate and in good standing? Does the business have a bank account? Has the business had income that supports the amount they are looking to Flow? Every business on Hopscotch is evaluated in the same way to ensure the process is fair. If an invoice is not qualified for Flow, our team can complete a manual review process to better evaluate unique circumstances. Our mission is to support the small business community, and we'll always do everything we can to live up to this goal. Hope this answers your question! Let me know if anything is unclear and/or if you have additional questions.
Yasec Kowalski
@reedswitzer Thank you for the detailed explanation! It's reassuring to know that transparency is at the core of Flow's user experience. The quick response time from your Support team and the availability of 1:1 demos further emphasize your commitment to customer satisfaction 👌🏻
Reed Switzer
@yasec_kowalski Of course! Again, really great question.
Yunus Ertürk
I like the approach, congrats on the launch first of all. -Can everybody sign up and get payment? -Are there any restrictions by country or type of membership(personal/coop)?
Reed Switzer
@yunuserturk Thank you! 1. Hopscotch only supports US-based businesses and individuals. To create an account you must have A) an EIN [for companies] or SSN [for individuals] and B) a US-based bank account. As a Hopscotch member, you can collect and/or make payments to anyone with a US-based payment method (bank account or card) - this person/business does not need to create a Hopscotch account to transact with you. We have plans to expand to cross-boarder transactions, but this will not be live for some time. You can read more here: https://hopscotchsupport.zendesk... 2. Yes - you must be a US-based business with an EIN or an individual with an SSN.
Yunus Ertürk
@reedswitzer thank you for the answers 🙏🏻
Reed Switzer
@yunuserturk Of course!
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