Launched this week
Envoye Pay
One platform for P2P contracts, payments, and disputes
2 followers
One platform for P2P contracts, payments, and disputes
2 followers
Skip the 30% middlemen and $500+ lawyer fees. Envoye Pay lets you create payment plans with custom interest rates, milestone contracts, and hold agreements for P2P transactions. Perfect for vehicle sales, equipment, freelance work, service agreements, marketplace deals. Keep control, set your terms, protect yourself legally. 1% per transaction ($15-100 max). First contract free.
Hey Product Hunt!
As someone juggling two small businesses with a resell side-hustle, I'll tell you the truth about P2P transactions: they're broken.
Ghosting and scammers are ruining marketplaces. Who's benefitting? The "trusted" middlemen: dealerships, brokers, and platforms. Who's not? You, when they lowball you by 30% and sell at another 30% markup.
I built Envoye Pay to fix this: one platform for P2P payments, contracts, and disputes.
Here's how it works:
1. Create contract - Set hold fee, sale price, down payment, monthly payments, interest rate
2. Payment processing - Secure Stripe Connect payments with automatic reminders
3. Legal protection - Simple in-platform disputes with paper trail + court recourse
Built for any transaction that needs protection:
✅ Private vehicle sales - Offer financing, skip the dealer
✅ Equipment & machinery - Tractors, tools, commercial gear
✅ Freelance projects - Milestone payments for $5k-50k+ work
✅ Service contracts - HVAC, roofing, contractors
✅ Marketplace sales - Any high-ticket item
Why it's better than alternatives:
- Middlemen: 15-30% cut both ways
- Handshake deals: risky, no recourse
- Lawyers: $500+ per contract, slow
- Envoye Pay: 1% ($15-100 max)
Here's the value proposition: Pay $15-100 max to protect a $25k deal instead of losing it entirely or getting expensive lawyers involved in advance.
I'd love your feedback:
- Have you been burned on P2P deals? How?
- What transaction types would you use this for?
- Does the pricing make sense?
- What features am I missing?
First contract is free. Let's cut out the middlemen!