DebtLetter by Juris

Make debt collectors stop harassing you.

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DebtLetter will help you automatically draft and mail a tracked demand letter that will make debt collectors stop harassing you. The letter works by triggering powerful debt collection laws. This is the first step a lawyer would take to help their client. ⚖️🚀
DebtLetter by Juris gallery image
DebtLetter by Juris gallery image
DebtLetter by Juris gallery image
DebtLetter by Juris gallery image
Launch tags:Productivity•Fintech•Legal
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What do you think? …

Matt Mayberry
Jasmine Energy
Congrats to the Juris team for launching DebtSettle! I cant think of a team more qualified to tackle the pesky problem of debt collectors. Whats next in the product pipeline?
Adam Kerpelman
Maker
@mattmayberry Thanks! Well, first off, we'd love to hear any ideas out of the PH crew for the next type of dispute we take on! But, we’re also working on tools to help with trademark and copyright enforcement, landlord/tenant disputes, and building out the pro versions of everything to help lawyers and counselors mow through more disputes as well. (More on all the broader stuff at https://getjuris.com)
Adam Kerpelman
Maker
@mattmayberry We really really wanted to build something to make 83(b) filings more quick and easy. But legal best practice there requires a wet signature, so unless you want someone from our team showing up at your office...
T. Dalton Combs
Jasmine Energy
@mattmayberry @thekerp This wet signature problem would be a good challenge for Tusk Venture ( @yrechtman ) or Trust Ventures ( @salenchuri ). What do you think guys? Would it be nice to have robots take care of your next 83(b)?
Ethan Adams
@mattmayberry @thekerp Can't wait to hear more about the landlord/tenant disputes tools in the future. I bet it will be invaluable in urban centers where these problems run rampant, such as New York City!
Matt Mayberry
Jasmine Energy
@thekerp I'd pay money to never do an 83(b) ever again.
Adam Kerpelman
Maker
Hi fellow Hunters 👋 I'm Adam, co-founder of Juris. After years of lurking about here I'm pretty excited to launch something! Juris is a team of lawyers and technologists building the next evolution of dispute resolution and legal tools. We think an important part of this is building accessible and affordable self-help tools like DebtSettle to empower people to take action on their own. Debt collection harassment is a huge problem in the United States. Last year 40 million people said they were contacted about a debt they didn't owe. And 1 in 3 people have a debt "in collection," meaning someone other than the original issuer is trying to collect. In this case there are very specific laws about how those collectors are allowed to behave. Our letter triggers these laws, and our delivery tracking provides you with the evidence trail you'll need to take further action if collectors continue to break them. Check it out. We'd love any feedback, and I'm happy to answer any questions here. Adam 👍⚖️🚀
Gb2gpisnoopy
@thekerp you can do it yourself. Go to ftc.gov and they're is a pre draft letter you can use. Don't let this company take advantage of you
Adam Kerpelman
Maker
Yep! Actually, you’re right that you can do it yourself (as you may have even learned from our site.) That’s how we know this works. But… per their reports, people still aren’t doing it. So, we’ve made it even easier with our online interview, and while we were at it we’ve took care to write a letter that leans on a few extra things from the law that their draft leaves out, making ours even stronger. The interview also lets us customize the letter more carefully to each user’s case, and empower them with information as they go. When you run the time and money math on going to the post office to mail a certified letter like everyone really should (Cost: $4-5), we think our price is more than reasonable and accessible.
RyanImogen
Are there any significant differences from state to state to bear in mind?
Ethan Mackay
Maker
@imogen_happy great question! At this point the letter just cites federal law, which is very powerful, so no need to worry about which state you're in. This is the same way the sample letters from the CFPB do it. It is possible that in the future we'll make these letters even stronger by adding language that cites state laws too, based on where you are.
Adam Kerpelman
Maker
Also, it's worth mentioning that the Consumer Financial Protection Bureau has recently proposed a rule change to allow collectors contact people via text and email (they're currently limited to phone and regular mail.) If this passes (which it looks like it will) the problem is only going to get much worse.
Peter György
@thekerp That sounds absolutely terrible. Thank you for helping people fight against debt collectors. They are some of the worst semi-legal predators out there.
Adam Kerpelman
Maker
@petergyrgy1 Thank you for the support! We built DebtSettle to try to level the playing field. "Semi-legal" is a great way to say it. It's legal to pursue collection of a debt, but the protections for debtors built into the same law all require a proactive response. We want to make sure people know they have rights, and make it easy to take action.
Muhammad Jabeer
This is great. Debt collectors are some of the shadiest businesses out there.
Ethan Mackay
Maker
@muhammadjabeer0 Opening line from this Federal Trade Commission page: "Debt collectors generate more complaints to the FTC than any other industry." They go on to explain they aren't all bad, but still. Source: https://www.ftc.gov/news-events/...
Adam Kerpelman
Maker
With DebtSettle we're taking on debt collection disputes, but the Juris system is very flexible. What should we do next?
T. Dalton Combs
Jasmine Energy
This is a great first application of the Juris platform!
Adam Kerpelman
Maker
@tdaltonc1 Thanks! We're pretty stoked to keep the ball rolling.
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