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Brex

The corporate card and business account built for scale.

4.7/5
About
Get a business account, credit card, rewards, and expense management—all in one place, all designed to help you grow. No personal guarantee required.
Would you recommend this product?
Entrepreneur

I have never used this product so someone who has - for an extended period of time - should please feel free and correct me.

Pros:

Great rewards

Cons:

Didn’t the smooth talking founder of Fyre festival ALSO launch a similar credit card? If it sounds too good to be true...

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Horrible! Stay away, they show fake credit amounts and cut your limit immediately when you reach about 50% of it. Even if you have 10x the funds in the bank. Sloppy processes all over the place, just read the reviews of real people: https://www.facebook.com/pg/Brex...
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Team is great to work with when there are issues.

Pros:

Easy integration with accounting software. The rewards keep on getting better!

Cons:

None

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CFO
Do not even waste your time applying. We applied, were asked for additional information and got fully approved with no caveats. Weeks later, we suddenly could not use the system. They decided to cancel the account because "they reviewed our application further" and decided they were not willing to keep us as customers eventhough nothing changed during this period. They did not even bother to contact us and their support is totally useless. Total lack of processes, and a shameful disregard for the customer. Would never trust them as a financial institution.
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CEO specialist in Motovational Living

This sounds like a fan concept for the Upsart Go Getters like myself who lack and needs boost de we can get what we need!

Those who startup get it!

Pros:

Looks very interesting I am Very interested in the concept as a new start up!

Cons:

A bit worried I wouldn’t qualify

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CEO at Quero Education

Great product focused on killing the big old inefficient banks.

Pros:

High limits and zero hasles

Cons:

Could give more rewards

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Tennis Player

Wish they had offered this type of service in other countries.

Pros:

Easy to use

Cons:

Maybe go international

Quebraram tudo

Pros:

Amei

Cons:

Lindíssimos

Founder
No no no. My business is supposedly the ideal Brex customer. Profitable ecommerce company doing > 20M per year with large amounts of credit card spend. I need the high limit and the long float. Attempting to get this card is a nightmare. Tech stack doesn't work after weeks of back and forth with sales and their technical partners they determined they could not integrate with one of the largest 6 banks in the country. During the following week. The sales team had me through a myriad of underwriting by giving read access to my main sales channels as well as hundreds of pages of my banking information. I spoke with underwriting and then boom the following email - -- Thank you for your interest in Brex. We've reviewed your application, and unfortunately we're unable to approve XXX's application at this time as your company's business activity currently falls outside of Brex's Platform Agreement. [It does not, my counsel and I read it] We are working hard to build more solutions to support all businesses and look forward to welcoming you back at a future time. If you have any questions or would like to discuss this further, please contact Brex at support@brex.com or (844) 725-9569. Sincerely, The Brex Team --- When I reached out to sales and underwriting no one even bothered to get back to me. What a joke. I spent > 10 hours on this and they can't even bother to speak to me. What a joke. Here's another classic Unicorn crash and burn story in the making. Too bad the customer promise was appealing. I guess I'll drive to my bank and plead for a higher limit on my P card. Entrepreneur beware.
Entrepreneur
Never use Brex - their customer support is a joke. Gross disregard for the customer. Every time we tried to speak to a support agent, we will get a note that there are 25 people are already in queue and that someone will email or call. That never happened in all 30 attempts we made to get an answer on wire transfer status. Even if you are lured by the hype about Brex, never ever use wire transfer through them. You will have peace of mind if you used your regular bank or PayPal or Transferwise. It's been almost 10 days since we transferred funds (Brex claimed to send the transfer within 2-3 business days), the recipient did not receive it yet. No one would respond or return messages!!!!