The big different is the Widget. With one Click you have acces after the biometric check to your favourite Cards. Structurize and organize all your physical Cards in a digital wallet. Easy to store with no tiresome registrations. Just one registration for the app to make sure Cards are safe. There is a basic version and a full service version for a fee, which you can use for lifetime. Record all your cards and you can list it in several priorities like you want. Widgetcards defined by yourself.