SubLedger - Subscription tracking for people who read privacy policies

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Most subscription trackers want your bank login. SubLedger doesn't. We don’t link to your bank account or email account. We don’t sell your data. Just enter your subscriptions manually in minutes, and SubLedger tracks renewals and shared family plan costs and flags employer-reimbursed subscriptions. SubLedger was built for busy people who want to track subscriptions without giving up privacy.

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Hey Product Hunt! Did you know the average person in the U.S. spends $219 a month on subscriptions? I’m one of them, and I woke up one morning and a forgotten subscription had taken $70 from my account. I wasn't even surprised. I just had no idea what I was actually paying for anymore. I looked for a subscription tracker that could help. Every option I found either wanted my bank login or was selling my data to mortgage companies and advertisers. So, I built SubLedger instead. There’s no bank account linking. No data selling. Ever. You manually add your subscriptions, flag the ones you split with family, mark the ones your employer covers, and SubLedger shows you your real number. Renewal reminders hit your inbox before you get surprised. I'm not a developer. I'm a creator. I built this on Replit because I needed it to exist. You're probably wondering why this app isn't "powered by AI." It's a fair question given where we are with the technology. SubLedger doesn't need it. You know your subscriptions. You know which ones you share with your kids and which ones your employer covers. You don't need an algorithm to figure that out — you just need a clean, simple place to track it. That’s SubLedger. But there's a bigger reason too. AI’s impact on the environment and job market is a real concern that we haven't fully reckoned with yet. The full scope of AI's energy consumption and water usage is still unknown. Until we understand this better, I think we have a responsibility to use AI sparingly and intentionally, not reflexively. I say this as someone who works in AI data training. I deal with AI nearly every day on my job and in my business, and yes, I used it to build SubLedger. I'm genuinely a fan of what AI makes possible: efficiency, accessibility, and the ability to create things you'd never have the resources or knowledge to build otherwise. But not everything needs AI to be valuable. Sometimes, a simple tool designed to solve a real problem is enough. I’d love to know your thoughts about SubLedger. Try it out. As a thank-you to the Product Hunt community, use code PRODUCTHUNT for 50% off any paid plan for your first year — valid through July 31, 2026.

I have wanted to better track my (too many) subscriptions for a while now but have been wary of providing personal information (bank account, etc) to an app. This is exactly the sort of tracker I’ve been looking for, can’t wait to try it.

 I hear you with the too many subscriptions. Thanks for the support. I hope you find the app helpful.

Those auto renewals keep hitting my account more times than I care to admit! Love that this app lets me stay on top of it without linking my bank account. Feels more private and secure.

 You’re exactly who this app was designed for. Thank you for the support.

I've been head down focused on cleaning up the website, but wanted to thank everyone who's taken the time to give an upvote so far. The day is still young, and there's lots to do, but didn't want the afternoon to pass without thanking everyone.

I spent a bit of time working on the product roadmap. I’ve had a specific request to better support other currencies and will prioritize that first. I’m wondering what should come next. Check out the roadmap and let me know your thoughts.