Rajveer Singh

Spentracko - Personal Finance Tracker for Creators, Employees & Students

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Most finance apps treat everyone the same. Spentracko doesn't. It's the only app with 3 dedicated modes — Student, Employee & Creator — each built for a completely different financial reality. Switch modes as your life changes. Your data never resets. What's unique: gamified budgeting for students, invoice tracking for creators, and a Financial Vision Board for employees — all combined with a daily planner and private journal. Finance + productivity + mindfulness. One app.

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Rajveer Singh
Maker
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Hey everyone 👋 — I'm the maker of Spentracko, and I want to share the honest story behind why this exists. It started with a feeling I couldn't shake: every finance app I tried felt like it was built for someone else. When I was a student, I didn't need investment portfolios — I needed to know if I could afford to eat out on Thursday. When I started earning, I didn't need trading dashboards — I needed to understand where my salary was quietly disappearing every month. And watching creator friends around me juggle brand deals with zero system to track what was paid and what wasn't — that was the final push. The real problem wasn't that people were bad at managing money. It was that the tools never matched their actual life. So I started building Spentracko — not as a "finance app" but as a financial operating system that adapts to you. Student. Employee. Creator. Three completely different modes, one platform, and your data always with you as you grow. The hardest part wasn't the code. It was resisting the urge to build everything at once. I kept reminding myself: solve one real problem deeply before you solve ten problems poorly. What I'm most proud of? The student mode's daily spending limit calculator and streak system. I've seen people — real people — change how they think about money just by seeing a simple number: "you can spend ₹320 today." That clarity is everything. I'm still early. There's a lot left to build and I know this community will find things I've missed — please do. Every piece of feedback today will directly shape what Spentracko becomes. Thank you for being here. Genuinely. 🙏