Rivlosys

Rivlosys Mortgage Calculator - See how much interest your Canadian mortgage really costs

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Most Canadians focus on their monthly mortgage payment without realizing how much of it goes to interest — especially in the early years. This free tool breaks down exactly how your payments split between principal and interest over your full amortization period. No signup. No ads. No fluff. Just enter your mortgage amount, rate, and amortization — and see the full picture instantly. Built for Canadians, by someone who was genuinely surprised by the numbers.

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Rivlosys
Hunter
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Hey PH! 👋 I built this after running my own mortgage numbers and being shocked by how much goes to interest in the early years. Most people only see the monthly payment — this tool shows the full picture over your entire amortization. 100% free, no signup, no ads. Would love your honest feedback — especially from anyone who's gone through the Canadian mortgage process!