Richer: Budget & Finance - Track smarter. Spend wiser. Stay richer.

Hey Product Hunt! 👋 I'm Arif, the solo developer behind Richer. Quick story — I took my finances seriously a few years back and started trying finance apps. Went through around 10 of them. Some demanded a subscription upfront before I could even feel the app. Others gave 7-day trials that weren't enough to build a habit. Some were drowning in ads. A few were just too complex — too many taps to record one transaction. And almost none had reports that gave a clear picture of my actual finances. Then I found one that finally felt right. Lightweight, fast to input, easy enough that I stuck with it for 2 years straight. Even paid $2 lifetime to remove ads — happily. Then I switched to Android. Didn't lose my data, but lost my subscription. Back to ads — which honestly were minimal. But the gaps started showing. Debt transactions that didn't affect my balance, no multi-currency for travel, no saving goals, and charts that told me nothing useful. That frustration became the spec. A few months ago a YouTuber named Ferry Irwandi said something that hit me: "Ideas are cheap until executed and you take responsibility for it." That was the moment I stopped thinking and started building. Every night after my 9–5 WFH job, I opened my laptop and built. No team. No funding. Just two months of consistent after-hours work. Richer is the app I wished existed — fast daily recording, smart auto-entry, multi-currency, debt tracking that actually affects your balance, saving goals, budgeting, and clean charts that give you a real picture. This is day one. I'm not here to declare success — I'm here to find users who genuinely need this and feedback that makes it better. Would love to hear what you think. 🙏