Panini 1.0 - Free, deterministic BSA engine for Indian fintech in-browser

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Indian fintechs pay vendors per-report for bank statement analysis. Panini does it free, inside your own process. Upload a passworded PDF or messy CSV → get income, EMI, FOIR, cash-flow trends & fraud signals back as JSON - every claim carrying a rule ID + the evidence rows it came from. No black-box score. Zero runtime deps. Deterministic. Also ships the only public validators for ReBIT AA / ONDC / OCEN payloads & a multi-AA FIU client. Runs server-side or entirely in-browser.

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Maker here 👋 I've spent 5 years in fintech across alliances, product, & strategy - and watched every team rebuild the same narration parser privately. We decided this one belongs to everyone. Panini is Apache-2.0 forever, bank grammars are community-editable JSON, & we'd love your anonymized samples for banks we don't cover yet. 🔗 Ask me anything.