I spent years wanting to budget. Categories, limits, tracking every purchase. It never stuck because it always felt like I was grading myself after the fact. And so time consuming!
What actually changed my finances was a simple question: what does my bank balance look like 10 days from now? Not where my money went. Where it's going.
Most finance apps categorize past spending. NXT60 does the opposite. It projects your real bank balance forward for 60 days. Every bill, every paycheck, every dip, day by day.
One-time $4.99. No bank login. No account. No cloud. Data stays on your phone.
What sets it apart: real debt amortization math, a What-If mode to test financial decisions before committing, notifications that warn you days before your balance goes negative, and a landscape view for people who think in rows and columns.
