Most expense apps want your data before giving you value. FinPilot doesn't. No sign-up. No bank sync. Install and start tracking in seconds. Log by voice, snap a receipt, or enter manually. AI auto-categorizes everything, writes daily insights in plain English, and answers questions from your own spending history. Pro plan — $2/mo or $18/yr: unlimited entries, daily AI insights, receipt scanning. Your data stays on your device.