Finio: Personal Finance
Multi-currency finance that fits your life
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Finio: Personal Finance - Multi-currency finance that fits your life

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A private, multi-currency finance app for iPhone, iPad & Mac. Three currency groups in one net worth. Private + household books over iCloud, no shared password. No backend, no trackers, no ads. On-device automated transaction ingestion that doesn't depend on bank integration & on-device AI.

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I'm Khaled, a solo developer. I made Finio for people whose money doesn't fit in one column — expats, cross-border couples, anyone juggling more than one currency. Two things I refused to compromise on: it works across up to three currencies as a first-class idea (not a converter bolted on), and there is no server behind it — sync is iCloud only, bank SMS is parsed on your phone, and the AI runs on-device. Privacy - Data Not Collected. It's on iPhone, iPad, and Mac, with a free tier and a 60-day trial. I'd love your feedback