Hold a hotkey, speak, release. Parakeet transcribes on your Mac by default, or WhisperKit auto-detects 99 languages. Then choose polish: Apple Intelligence on-device with a tuned AFM dual-mode router, local Ollama, or your own OpenAI or Gemini key. Your Words learns your fixes and keeps names, acronyms, and vocab packs intact. Median hotkey to paste is 1.51s with polish, 0.43s without. Cloud defaults are private: OpenAI store=false, Gemini logging off. Free, no account, Apple Silicon.