Coinscribed
Free financial calculators for smarter money decisions
Start new thread

Home Affordability Index - See the income needed to buy a home in 30 US cities

by•
The Coinscribed Home Affordability Index ranks 30 major US metros by the household income you'd need to afford the median home under the 28% rule. Every number is computed from clear assumptions — 20% down, 30-year fixed, plus taxes and insurance — using the same math as our mortgage calculator. Free, no signup. Built to help buyers and renters see where owning a home is realistically within reach.

Add a comment

Replies

Best
Maker
📌
Hey Product Hunt 👋 We built the Home Affordability Index because "how much income do I need to buy a home here?" is one of the hardest questions to answer honestly. So we ranked 30 US metros by the household income required to afford the median home under the 28% rule for every figure computed from transparent assumptions (20% down, 30-yr fixed, taxes + insurance), not guesswork. It's completely free, no signup. Would love your feedback on which cities surprised you!