What will be the biggest changes in the credit card market in the next 10 years

Sean Grossman
3 replies
Will buy-now-pay-later completely take over this market? Affirm is paving the way for this with the relatively new release of their debit card making any item (over $100) financeable & we see major banks allowing you to subdivide transactions (if eligible). Will banks no longer have these complex reward schemes? We see the Apple Card & SoFi card having no reward portal built out and CB as the only redemption option. Will credit cards offer reward incentives? Or will programs like the X1 card take over the market in the sense that reward rates increase as your spending increases? These are just some interesting areas of the market IMO (and there are tons more - DeFi implications, Neobanks, etc.), your answer could piggyback off one of the above thoughts or be totally unmentioned - just interested in learning more!

Replies

Mark Leva
I want to know more
Thank you for this information. Loans are a complex topic and should be taken very seriously. You should also learn about REPO, which is very important for credits. Find out how you can get a REPO from your credit report. I think this will be helpful for you. I can advise you this video: https://youtu.be/Qi0qciBe0Ko here everything is explained in detail and clearly
Semen
Im 17. My name Semen. I like simen
Hey there! The Milestone Mastercard credit card is widely used by those people who want to restore their credit history. This is an unsecured credit card, with loans starting at $300 and a fairly high-interest rate. It is worth noting that if you use the milestone mastercard correctly, namely, make payments on the loan on time, then it has a positive effect on your credit rating, and provides an opportunity to issue a card on more favorable terms in the future.
Gremm Tadias
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