What do you think about US Credit Card dependence? Is it good or bad?

Unservicable debt is bad. And on top of that, Credit cards have one of the highest interest rates around.

I think credit cards are bad. I think most people have a credit card now if not everyone. It's addictive, in my opinion. People get used to spending money they don't really have. And spend naturally more than they can earn. That's why I've stopped using credit cards and am looking for ways to earn more. Sometimes I can take out https://katiecashonline.com/payd.... It's much more convenient than a credit card because that way I can't spend more than I earn. And if I got my salary on time, I would keep the use of loans to a minimum.

I fully agree that the unservicable debt is bad and living in debt only worsen the situation and can significantly affect a person. However, I'm not against credits and loans in general. For instance, if a person is confident in his financial capabilities and just needs a certain amount, which he will definitely return after some time, then it's quite ordinary to turn to a bank or a financial company for help. For example, there are many online firms like www.first-federal.com/bad-credit-loans-in-michigan that can help with a small loan. But of course, you should take into account the high interest for late payment and be careful when signing the contract. In all other respects, you can safely use credits and loans

Should never be dependent on a Credit card. lol There good to build your credit if you pay it off every month and also to have as a emergency back up for payment. You have to have the discipline and will power to pay it off every month though

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