A banking product made by, and for neurodiverse folks
https://www.luna.money/ I want to build a banking product that helps people get richer - particularly those who are neurodiverse. As a person with ADHD, I have always struggled with managing my finances. Even worse, when I mismanaged my finances, I was dinged by fees, APR % on credit cards, or seduced by credit cards. How is Luna different? - No overdraft fees - Set limits to spending categories, and smart alerts for when you go beyond your limits - Soft locks: set a lock on your account when you feel like you will have urges to spend. To unlock you will need to complete puzzle or talk to a person - Can I afford this? tool - Less stimulating UI - Microloans with low interest rate to pay for biggish unexpected expenses that you would normally put on a credit card. Sometimes you need to pay for something unexpected, and if you set up automatic payments to this loan, you can get one for a low interest rate to tide you over. - Balance transfers for CC with high APR% - Partner account management. Give read-only access to people who help you manage your finances, like parents or partners. - Link your accounts on other places (Chase, BoA, etc) so that you can see all the places where you have your money in one place. Luna will have a transparent charging scheme - no hidden fees. Just a flat fee of 5 dollars a month. Thoughts? I made a survey on the website. I want to see how people would be interested in this product. Please fill out the survey, NT people too! I am sure the features on Luna will be a benefit for everyone who wants to get their finances on track.