Tommy

Helocator is a set of free, no-signup calculators for HELOCs, home equity loans and cash-out refinancing. Enter your home value and mortgage to instantly see how much you can borrow, your monthly payment across the draw and repayment periods, and how options compare side by side. Everything runs in your browser — nothing is uploaded. It even has a version for all 50 states, pre-filled with the typical local home value.

Pasting subtitles into ChatGPT or Google Translate reflows lines and breaks the timing. SubLingo parses your file into timed cues and translates only the text, so every start/end time stays frame-accurate. Supports SRT and VTT, 100+ language pairs (including long-tail combos), multi-line cues, and instant download. Free to try, no signup. Plus reference guides on SRT/VTT formats, timecodes, encoding, and reading speed.

Free Texas Hold'em odds calculator — no signup, no ads, runs entirely in your browser. Enter your hand and board to instantly see: — Win probability via Monte Carlo simulation — Draw outs by hand type (flush draw: 9 outs → 19% next card) — Board threats: what strong hands your opponent can realistically hold — Pot odds vs. your equity to make call/fold math explicit Not a HUD. Built for reviewing hands after sessions. Share any spot via URL. riverodds.app