While testing small-business bookkeeping workflows, I found the worst failure mode was not missing automation it was confident misclassification. A transfer between your own checking and savings accounts can become fake income plus a fake expense.
I built LibertyFile One around three conservative rules: deduplicate before creating books, match self-transfers only when both sides support the match, and keep ambiguous rows in review instead of silently categorizing them. CSV/OFX/QFX files and SSNs stay on the device. The output is an accountant-ready ZIP plus a 2025 filing handoff for all 50 states and DC.
The core Windows edition is free: https://tax.507643.xyz/
I m the maker. Which bank or marketplace export still creates the most manual cleanup for you?
Import CSV, OFX, and QFX exports from banks, marketplaces, and crypto platforms. LibertyFile detects formats, normalizes columns, removes duplicates, matches likely transfers between your own accounts, keeps uncertain rows in a review queue, and exports an accountant-ready reconciliation package. Processing stays in the browser or desktop app—no SSN or raw statement uploads.
