MoneyOnFIRE is a financial independence calculator that models your financial life month-by-month. Instead of simple projections or 4% rule calculators, it simulates income, taxes, accounts, contribution limits, and withdrawals to estimate the fastest realistic path to financial independence.
The new version adds investment property modeling, support for multiple children, and interactive reports - all with no login required.
We started with the FIRE crowd, but MOF is now for everyone. Plan across goals, timelines and accounts. See your roadmap in charts + actions. Do it all privately without login or any stored data.
Get a clear, personalized roadmap to financial independence — know exactly how much you need, when you can get there, and the fastest path. No guesswork. Just confidence and control over your financial future.
moneyonfireAccelerate your path to financial independence