Finally, a budgeting app that respects your time. JengōBudget uses zero-based budgeting (every dollar has a job) but makes it actually enjoyable. Set up your budget in as little as 5 minutes, allocate your income before you spend it, and watch your wealth grow. Track expenses, crush debt, plan for future months with Premium, and compete on leaderboards for rewards. No spreadsheet nightmares, no subscription tricks—it's 100% free with optional Premium features.