Luisa Montañez

About

Hey there! I'm passionate about turning complex challenges into simple, intuitive experiences. I believe great products don’t just look good, they make life easier. My mission is to build tools that help people feel more in control, confident, and calm about their finances (and beyond) with Lums. Always happy to connect, learn, and share ideas with fellow builders.

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Maker History

Forums

🚀 Introducing Recurring Charge by Lums AI: Never get surprised by a subscription again🚀

Hey Product Hunt!

We ve all been there: you look at your bank account and see a charge, but you can't tell if it s a subscription you forgot about or just a grocery run. Tracking bills shouldn't be that annoying!

So, we built Recurring Charge to fix this.

It automatically separates your regular shopping from your actual recurring bills like monthly software, gym memberships, or bi-monthly invoices.
Even more with Lums AI

🚀 Tomorrow: Lums AI – The Accounting Engine

Hi PH community!

We ve all been there: you transfer money between your savings and checking, and suddenly your budgeting app thinks you just "spent" that money twice. Your net worth looks like a rollercoaster, and the AI assistant gives you advice based on bad math.

Lums changes that with a real Accounting Engine:

  • Verified Transfers: Automatic matching ensures your spending is never double-counted.

  • Infinite History: We store your data forever, no more 90-day limits!

  • Deterministic AI: Answers based on 100% verified facts, not messy guesses.

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