Frail Bongat

Software Developer & Product Builder

About

I’m Frail, a software developer who enjoys turning ideas into practical, user-friendly products. I care about clear code, thoughtful user experiences, and continuously improving my craft. I’m here to share what I build, connect with other developers, and collaborate on projects that solve real problems.

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Tastemaker

Veteran

Gone streaking

Maker History

Zero: Budget with ZeroLocal-first zero-based budgeting, no bank connection
Jul 2026

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Joined Product HuntApril 16th, 2020

Forums

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1d ago

Zero: Budget with Zero - Local-first zero-based budgeting, no bank connection

Zero is a local-first, zero-based budgeting app for people who prefer not to connect their bank. Core budgeting screens read from an on-device database for immediate interactions, while confirmed changes sync across your devices. It is local-first, not offline-only: saving pauses while fully disconnected. Enter transactions manually or import from YNAB, Actual Budget, or CSV. Use targets, schedules, spending, and net-worth insights. Try every feature free for 34 days—no card required.