We ve all been there: you look at your bank account and see a charge, but you can't tell if it s a subscription you forgot about or just a grocery run. Tracking bills shouldn't be that annoying!
So, we built Recurring Charge to fix this.
It automatically separates your regular shopping from your actual recurring bills like monthly software, gym memberships, or bi-monthly invoices. Even more with Lums AI
We ve all been there: you transfer money between your savings and checking, and suddenly your budgeting app thinks you just "spent" that money twice. Your net worth looks like a rollercoaster, and the AI assistant gives you advice based on bad math.
Lums changes that with a real Accounting Engine:
Verified Transfers: Automatic matching ensures your spending is never double-counted.
Infinite History: We store your data forever, no more 90-day limits!
Deterministic AI: Answers based on 100% verified facts, not messy guesses.
Lums hit #11 organically on Product Hunt yesterday! A massive thank you to everyone who supported us by upvoting, commenting, and downloading the app.
The launch conversations highlighted one thing we ve felt since day one: most budgeting apps ask for way too much effort before giving you any value.
Usually, you download an app and spend the next hour fixing categories, adjusting settings, and correcting transactions. By the time you're "set up," you've already lost the motivation that made you download it in the first place.
@yulia_kuznetsova3 put it perfectly! She said she added her accounts to Lums and it just showed her where her money was going. No fixing things first. Just clarity. @selina4 shared something similar. After months of bills piling up and small charges slipping by, having everything side-by-side finally made things click.
LumsChat with your money and let Lums build your budget.
Lums
