Most budget apps want your bank credentials. 1M Finance never connects to a bank. Your financial data stays on your device, and optional backups go to your own iCloud or Google Drive.
Sankey diagrams show where money actually flows. Also net worth across accounts, category budgets with forecasts, multi-currency with automatic conversion, currency exposure, savings runway, a bill calendar, and CSV import and export. 14 languages. The free tier has unlimited transactions.
