Banking

Banking means services to accept payments, run accounts, grow savings, and send cross‑border transfers for startups, freelancers, couples, and crypto users.

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Online banking Neobanks Money transfer Payment processors Savings apps

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Highest rated banking products

Highest rated

Among top-reviewed banking tools,

Stripe

leads for SaaS and marketplaces needing developer-grade payments, subscriptions, invoicing, and global methods. Startup banks split:

Mercury

emphasizes API-first accounts, virtual cards, and treasury workflows, though some note closures and email-only support;

Arc

prioritizes rapid onboarding, high-yield cash management, and growth capital. Choose Stripe for payments infrastructure; Mercury/Arc for operating accounts, cards, and cash optimization.

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Forum discussions

Product Hunt Favorites

Startup Banking - Which do you use: SVB, Mercury, Brex, Rho, other?

We re happy @Mercury customers here at Product Hunt. We previously used SVB (I ve used them at other startups as well), but the interface was clunky, and the bureaucratic process was frustrating so we switched to Mercury and couldn t be happier!

Mercury recently introduced expense and reimbursement features. While it may not have all the bells and whistles and detailed permissioning of longer-established options like @Brex , it meets our current needs.

10 comments•1.3K views

12mo ago

How do you manage your business finances?Does finance paperwork and admin take up too much of your time? What tools and software do you use for banking, accounting and payments?

7 comments•13 views

4yr ago

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