Yes, Turo offers insurance for both hosts and renters. Turo hosts choose the protection plan that's right for them, and every host plan comes standard with $750,000 in third-party liability insurance from Liberty Mutual. Turo renters must also choose the protection plan that is right for them. If a renter decides to decline, they will still receive the state minimum of liability protection, but they become completely responsible for the cost to repair or replace the car if it's damaged, lost, or stolen. For more information on how Turo's insurance works, please click here.