yMoney is a personal finance app built around one core idea: your financial data should stay on your device, not someone else's server. 🏦 Multiple accounts with multi-currency wallets 📈 Investment tracking — holding list and live P/L 📊 Investment P&L and Balance Sheet reports 🔍 Search across every account 📤 Export to Excel/PDF, manual backup to iCloud/Google Drive No data leaves your device except when you choose to back up Free with ads, or a one-time purchase to remove them — no subscriptions.
Hey Product Hunt 👋
I'm the solo developer behind yMoney. It started as a simple expense tracker, and with 2.0 it's grown into a full personal finance app — multi-currency accounts, investment tracking (stocks, ETFs, FX, fixed term deposits), and reports like Investment P&L and Balance Sheet.
The core principle hasn't changed: everything stays on your device. No login, no cloud, no server. You back up manually to iCloud/Google Drive whenever you want.
I built this because I wanted a finance app that actually respected my privacy while still being powerful enough for real investment tracking — not just a glorified spreadsheet.
Would love to hear your thoughts, especially if you're managing multiple currencies or accounts. Happy to answer any questions here! 🙏