XPayr

Accept crypto payments globally with Xpayr.

5 followers

Accept crypto payments globally with Xpayr.

5 followers

XPayr is a non-custodial crypto payment gateway that settles funds directly to your wallet via smart contracts. Accept 30+ tokens across 7 networks with a flat 0.5% fee — no frozen accounts, no chargebacks, no payout delays.

Free Options

Launch tags:Fintech•Crypto•Web3

Launch Team / Built With

Viktor.comAn AI coworker that actually does the work

Promoted

Maker

📌

Hey Product Hunt! 👋

I spent 2 years building e-commerce tools and watched merchants lose thousands to payment processor fees, frozen accounts, and chargeback fraud. The moment I saw a merchant get their PayPal account frozen with $12K inside — for "suspicious activity" that was just regular sales — I knew this system was broken.

So I built something different.

XPayr uses smart contracts to route payments directly from customer wallet → merchant wallet. We never touch the funds. We take a 0.5% fee at the contract level and the rest goes straight to you. Instantly.

Here's what I'd love feedback on:

Which integrations matter most? We have WooCommerce and API. Shopify? Magento? Let me know.
What tokens/networks do you want? We support 7 chains and 30+ tokens. Missing yours?
Pricing model — is 0.5% flat the right price point for you?

Why should you care?

XPayr isn’t just a payment gateway; it’s a vision for the future of finance. We’re here to help you unlock the power of blockchain, reduce costs, and reach a global audience—whether you’re in Manila, Dubai, Lagos, or anywhere else. Our team’s been pouring heart and soul into making crypto payments as easy as clicking a button, and we can’t wait for you to try it.

Let’s get the convo started!

Are you already accepting crypto for your business? What’s been your biggest challenge?

Got a favorite feature from XPayr’s lineup? (We’re curious about your thoughts on our dynamic fees!)

Want to test it out? Head to our test mainnet environment and play around risk-free.

Drop your feedback, questions, or just say hi—we’re all ears! Thank you for checking out XPayr, and let’s shape the future of payments together.

Try XPayr now: xpayr.com
#CryptoPayments #Blockchain #Fintech #XPayr

Report

1yr ago

Forum Threads

p/xpayr

•

7mo ago

Stop Waiting for Your Own Money 🚀

The Problem: We ve all been there. You integrate a "crypto" payment gateway, make a sale, and then you wait. You wait for the platform to confirm it, you wait for the "pending balance" to clear, and you wait for the manual withdrawal to hit your wallet. In a world of decentralized, 24/7 blockchains, why are we still dealing with "T+3" settlement cycles?

The Solution: We built XPayr to kill the "middleman buffer."

XPayr is a non-custodial payment layer that uses Smart Contract Splitting to ensure your revenue never sits in our pockets. The moment a customer pays, the blockchain handles the logic: the platform fee is routed, and your net earnings are sent instantly and directly to your wallet.

No "Withdraw" buttons. No "Minimum Payout" limits. No waiting.

p/xpayr

•

7mo ago

Agent Commerce for AI bots on XPayr

We are building Agent Commerce on XPayr for safe bot payments.

What it does:

Agent identity and API keys
Policy based controls for token network amount and limits
Rule set actions allow reject manual review
Approval queue for risky intents
Audit logs with reason codes

Current status:

p/xpayr

•

7mo ago

The real cost of accepting payments in 2026 — and why we built XPayr

Let's do some quick math.

If you process $50,000/month through Stripe, you're paying roughly $1,750/month in fees (2.9% + $0.30 per tx). That's $21,000/year gone. And your money takes 2 7 days to actually reach your bank account.

Now imagine:

$250/month in fees (0.5% flat)
Funds settle instantly to your own wallet
No frozen accounts. No chargebacks. No disputes.

View all

Hey Product Hunt! 👋

So I built something different.

Here's what I'd love feedback on:

Which integrations matter most? We have WooCommerce and API. Shopify? Magento? Let me know.
What tokens/networks do you want? We support 7 chains and 30+ tokens. Missing yours?
Pricing model — is 0.5% flat the right price point for you?

Why should you care?

XPayr isn’t just a payment gateway; it’s a vision for the future of finance. We’re here to help you unlock the power of blockchain, reduce costs, and reach a global audience—whether you’re in Manila, Dubai, Lagos, or anywhere else. Our team’s been pouring heart and soul into making crypto payments as easy as clicking a button, and we can’t wait for you to try it.

Let’s get the convo started!

Are you already accepting crypto for your business? What’s been your biggest challenge?

Got a favorite feature from XPayr’s lineup? (We’re curious about your thoughts on our dynamic fees!)

Want to test it out? Head to our test mainnet environment and play around risk-free.

Drop your feedback, questions, or just say hi—we’re all ears! Thank you for checking out XPayr, and let’s shape the future of payments together.

Try XPayr now: xpayr.com
#CryptoPayments #Blockchain #Fintech #XPayr