Launched this week

X Money: Expense Tracker

Launched this week

Private, offline expense tracking without bank sync

1 follower

Private, offline expense tracking without bank sync

1 follower

Track spending, budgets, recurring items, and cash-flow trends without an account or bank connection. Your records stay on device, with password-protected backups and CSV export. One purchase, no ads, no subscription.

Payment Required

Launch tags:Android•iOS•Productivity

Launch Team

Maker

📌

Hey Product Hunt — I built X Money because many budget apps start by asking for bank access, an account, or a subscription. I wanted the opposite: a fast manual ledger whose working records stay on your phone. It tracks expenses, income, refunds, account moves, monthly and category budgets, recurring items, and cash-flow trends. It also supports region-aware currencies, password-protected full backups, and CSV export. X Money is a one-time purchase with no ads, analytics, developer cloud, or bank connection. I would love your feedback: which part of your financial life would you never want to send to a third-party cloud, and what would make manual tracking worth the tradeoff for you?

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1d ago