Launching today
Worthiness is a credit score check and loan eligibility check for India's loan DSAs, dealers and brokers. One consented request returns the customer's credit score from India's top three credit bureaus, shows who else has checked the file, and gives a verdict for every loan product on your panel, from lender rules you set. Consent is one SMS and a six-digit code. Customer data is never sold or shared, and is encrypted in transit and at rest. Pay per check, with no subscription.
Hi Product Hunt 👋 I'm Abhishek, co-maker of Worthiness.
A loan DSA in India can spend three days building a file, only for the lender to reject it over a credit score nobody checked first. That is the problem Worthiness is built for.
What it does:
A credit score check across India's top three credit bureaus, in one request
Shows who else has checked the file: every lender enquiry, with purpose, amount and date
A loan eligibility check against every loan product you place, from lender rules you control (22 researched loan products are ready to import)
Flags the next deal on the same file, such as top-up and balance-transfer openings
What it will not do:
Run a check without the customer's consent. One SMS, one six-digit code, their decision.
Sell or share your leads. Data is encrypted in transit and at rest, and our own staff console cannot open your customers or their reports.
Call a verdict a loan approval. The lender still decides.
It is pay per check from a prepaid wallet, with no subscription. It is for verified Indian businesses, so a person on our team activates each account.
I'd love your honest take on two things: is the report readable at a glance, and what would make you trust a tool like this with your customers' data?
Congratulations on your launch! How did you scored the database of customers?