Thanks, all! We're live. *What inspired me to build WIMM:* Honestly, frustration. I was managing my own finances across three different apps and a spreadsheet — my bank app knew my balance, but not my EMI; my EMI tracker knew the loan, but not my tax slab; and nothing knew what my car actually cost me beyond fuel. Every app solved one problem perfectly but had no idea what the others were doing. That gap is where most of your actual financial life lives. *The problem I was trying to solve:* Most personal finance apps are built for global audiences first, India-specific second (if at all). So they don't understand New Tax Regime slabs, FASTag, joint family expense-splitting, or why vehicle ownership cost matters. But more importantly, they don't connect — your tax calculation shouldn't live in a separate app from your income tracking. Your vehicle costs shouldn't require four different logs. *How the approach evolved:* We started by asking: what if everything computed? Not just recorded. So WIMM doesn't just let you log an EMI — it calculates real amortization from your actual payments, handles floating-rate changes, and shows you exactly what you've paid vs. what you owe. Same with investments — real XIRR from actual cash flows, not projections. And goals — a real affordability score based on your actual financial position, not a flat % rule. This is day one. We're Android-only for now, and we're here for feedback and questions. Download it, break it, tell us what's missing. That's how we get better.

Where is My Money?

The complete financial operating system.

The complete financial operating system.