Welcy is a personal finance app for the long game. See your full net worth across 50+ currencies, track stocks, crypto, real estate, insurance, fixed deposits and loans — and watch your Welcy Score climb as your habits improve. A quiet AI layer surfaces insights only when something actually matters. No bank linking. No ads. Free forever — works on iOS, Android & desktop.
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Maker
📌
Hey Product Hunt 👋
I'm Praveen, maker of Welcy.
I built Welcy because every finance app I tried felt like a spreadsheet that occasionally guilt-tripped me. They track. They categorize. They show you a number at month-end — and then leave you alone with the hard part: staying motivated across the 10–30 years it actually takes to build real wealth.
Welcy is different in three ways:
🌍 Truly global — full net worth across 50+ currencies, with stocks, crypto, real estate, insurance, fixed deposits and loans all in one view.
📈 The Welcy Score — a single number that reflects the health of your financial life and climbs as your habits improve. Past-self comparisons, not peer pressure.
🤫 Quiet AI, not chatty AI — no chatbot. Welcy whispers a useful insight only when something actually matters: a renewal, a coverage gap, idle cash, a category drifting off-track.
No bank linking. No ads. Free forever. Installs as a PWA on iOS, Android, and desktop.
I'd love your honest feedback — especially on the Welcy Score and whether the AI insights feel useful or noisy. Roasts welcome 🙏