Viridel
Zero-based budgeting, kept on your device.
2 followers
Zero-based budgeting, kept on your device.
2 followers
Private local-first YNAB alternative with Ready to Assign — no bank sync, no Plaid, no Open Banking. 150+ currencies. 34-day Free trial. €50 Lifetime (natives Q1 2027).
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I built Viridel because I wanted Ready to Assign without handing a budgeting app my bank login, and without renting that workflow for ~$109/year.
The problem I kept hitting: most “YNAB alternatives” are either cloud-first aggregators (Plaid / Open Banking) or incomplete envelope apps. I wanted the method — income lands in Ready to Assign, every amount gets a job, Available updates as you spend — plus registers, bills, real loan amortization, investments, and net worth, on the device. Manual entry is the point, not a missing feature.
Viridel is local-first by default. Cloud is optional Plus, never the product. Shared household budgets work through partner invites, not shared bank credentials.
I ship it solo: web is live as a 34-day Free trial, Lifetime is €50 one-time (list €59) and includes native desktop + iOS/Android in Q1 2027. English UI at launch; more languages when the Discord asks.
If you already budget this way, try the web app and tell me what breaks. If you live in a currency YNAB treats as an afterthought, that’s a first-class path here — 150+ ISO currencies plus custom emoji currencies.
Site: https://www.viridel.app
Pricing: https://www.viridel.app/pricing
Discord: https://discord.gg/XBuRrJDG7