Most trackers die because logging is too slow. Velzio fixes that. Type "coffee 200" → logged as Food, ₹200. No form. No dropdown. → Receipt scanner — on-device OCR, photo never leaves your phone → AI chat — ask "where did my money go?" and get a real answer → Financial health score — always free, no login → Savings milestones + streak tracking 100% offline-first. No account needed. Free · ₹149 one-time (ad-free) · ₹79/mo AI Pro · Android

Velzio is an expense tracker built around one idea: the best app is the one you actually use. Most trackers die because logging is too slow. Velzio fixes that. → Quick Add — Type "coffee 200" → auto-categorized as Food, ₹200. 450+ built-in keywords. Learns yours over time. → Receipt Scanner — Point camera at a receipt → amount detected on-device (ML Kit). Photo never leaves your phone. → AI Chat — Ask "where did my money go this month?" Get a plain-English answer from your real data. → Financial Health Score — Weighted 0–100 score: savings rate, consistency, stability, trend. Always free. → Savings Milestones — Coins rain when you hit goals. Streak tracking. Small celebrations that build real habits. → 100% offline-first — works without internet. AI is optional and opt-in. → No login required. Free / ₹149 one-time (remove ads) / ₹79 per month or ₹599 per year (AI Pro) Android — Play Store Built solo, on weekends, over one month.