Hey Product Hunt 👋 I'm Bruno — I built VectorFI as a side project after getting frustrated with existing FIRE calculators. They all answered the same question: "When will I reach financial independence?" But none addressed what I really wanted to know: "When can I stop contributing entirely and still reach it? Or, if I take a break from contributing, how will that affect my FI target date?" Understanding my Coast FIRE date in my actual situation was a game-changer. Once I modeled it with my own numbers, it completely reshaped how I think about the next 15 years of my financial life. VectorFI models three things most tools ignore: 1. Your Coast FIRE year — the exact point your portfolio can grow to your FI target without a single additional contribution. 2. Contribution gaps — I'm personally planning a 3-year period where I won't be contributing. VectorFI showed me exactly how that shifts my Coast FIRE date and FI date, and what I need to do before and after to stay on track. 3. Portfolio deployment optimization — not just "save more," but where each dollar should go across multiple accounts to reach FI as efficiently as possible. I built this for people who want real numbers, not optimistic projections. There's a free Demo — no signup needed. I'd genuinely love your feedback, especially if you find something that doesn't work the way you'd expect. Happy to answer any questions about the math behind it or the tool itself. 🙏 — Bruno

VectorFI

Find the exact year you can stop contributing to reach FI

Find the exact year you can stop contributing to reach FI