Vault helps you see exactly what your subscriptions are costing you — without linking your bank account. Type in what you pay, and Vault shows your monthly burn, upcoming renewals, and which categories are quietly draining your budget. No account, no data sharing, no bank connection — ever. Available as a Notion template or a standalone download.
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Maker
📌
Hey Product Hunt 👋
I built Vault because every subscription tracker I found wanted me to link my bank account first — which felt backwards for a tool meant to protect my money. Vault flips that: you just type in what you pay, and it shows you the total, what's renewing soon, and where your spending is concentrated.
It's a one-time purchase, not a subscription (yes, I noticed the irony). Would love your feedback, especially if you've been burned by apps that wanted too much access to your financial data.
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What I found interesting is that you're competing by asking users to trust you less, not more.
Most subscription trackers increase convenience by requesting more financial access. You're making privacy the product instead.
Curious whether you've found that people buy Vault primarily because they don't want to link their bank, or because manually recording subscriptions makes spending feel more intentional. Those seem like two very different customer motivations.
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Maker
@aryan787544 Wow, thank you for all the excellent suggestions! We’re truly grateful for the thoughtful ideas you shared. Every recommendation helps us build a more supportive and useful tool. We’ll be reviewing all of them carefully. Much appreciated! 🌸
One thing I'd be especially curious to learn as people start using Vault is whether they describe it as a privacy tool or as a spending-awareness tool.
Those sound similar, but they attract very different users—and over time they can pull the product in different directions.
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Maker
@aryan787544 Thank you so much for your kind words and support on Product Hunt! ❤️ It means a lot to the team. Excited to keep improving Vault based on feedback from amazing people like you.
One thing I'll be interested to see a few months from now is which message users naturally repeat when they recommend Vault to someone else.
"Finally, a subscription tracker that respects my privacy" and "This made me much more aware of my spending" sound close, but they create very different products over time.
I'll be curious to see which one the market chooses.
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💎 Pixel perfection
Love that you skipped the bank connection entirely, that's the kind of privacy-first thinking that makes someone actually want to use it. The manual entry approach also feels more honest, you really see what you're spending instead of just glancing at an auto-pulled list.
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Maker
@alparsland64069 Thank you so much for checking it out! Really appreciate the support ❤️
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Maker
Hey Product Hunt! 👋
I'm Araya Nguse, a solo maker who builds digital products.
I create simple, useful tools that I wish existed — mostly for creators, solopreneurs, entreprenurs and everyday productivity. After struggling with every subscription tracker I found wanted me to link my bank account first, I decided to build solutions myself.
This product is my latest one: Vault a private ledger for your subs — you just type in what you pay, and it shows you the total, what's renewing soon, and where your spending is concentrated.
It helps creators, solopreneurs, and everyday productivity to track spendings without struggling.
Since I’m doing this solo with no big team or audience, I’d really appreciate your honest feedback — what you like, what’s confusing, or what’s missing.
I’ll be here all day replying to every comment.
Thank you for checking it out! 🙏
Report
the no-bank-link approach is such a thoughtful choice, lets people actually trust the tool with their numbers right away.
Report
Maker
@metehantor544 Thanks for the support! Vault is all about keeping your important things safe and organized
What I found interesting is that you're competing by asking users to trust you less, not more.
Most subscription trackers increase convenience by requesting more financial access. You're making privacy the product instead.
Curious whether you've found that people buy Vault primarily because they don't want to link their bank, or because manually recording subscriptions makes spending feel more intentional. Those seem like two very different customer motivations.
@aryan787544 Wow, thank you for all the excellent suggestions! We’re truly grateful for the thoughtful ideas you shared. Every recommendation helps us build a more supportive and useful tool. We’ll be reviewing all of them carefully. Much appreciated! 🌸
@araya_nguse Appreciate that.
One thing I'd be especially curious to learn as people start using Vault is whether they describe it as a privacy tool or as a spending-awareness tool.
Those sound similar, but they attract very different users—and over time they can pull the product in different directions.
@aryan787544 Thank you so much for your kind words and support on Product Hunt! ❤️
It means a lot to the team. Excited to keep improving Vault based on feedback from amazing people like you.
@araya_nguse Thanks, Araya—I appreciate that.
One thing I'll be interested to see a few months from now is which message users naturally repeat when they recommend Vault to someone else.
"Finally, a subscription tracker that respects my privacy" and "This made me much more aware of my spending" sound close, but they create very different products over time.
I'll be curious to see which one the market chooses.
Love that you skipped the bank connection entirely, that's the kind of privacy-first thinking that makes someone actually want to use it. The manual entry approach also feels more honest, you really see what you're spending instead of just glancing at an auto-pulled list.
@alparsland64069 Thank you so much for checking it out! Really appreciate the support ❤️
Hey Product Hunt! 👋
I'm Araya Nguse, a solo maker who builds digital products.
I create simple, useful tools that I wish existed — mostly for creators, solopreneurs, entreprenurs and everyday productivity. After struggling with every subscription tracker I found wanted me to link my bank account first, I decided to build solutions myself.
This product is my latest one: Vault a private ledger for your subs — you just type in what you pay, and it shows you the total, what's renewing soon, and where your spending is concentrated.
It helps creators, solopreneurs, and everyday productivity to track spendings without struggling.
Since I’m doing this solo with no big team or audience, I’d really appreciate your honest feedback — what you like, what’s confusing, or what’s missing.
I’ll be here all day replying to every comment.
Thank you for checking it out! 🙏
the no-bank-link approach is such a thoughtful choice, lets people actually trust the tool with their numbers right away.
@metehantor544 Thanks for the support! Vault is all about keeping your important things safe and organized