Hey PH! 👋 I built Unchained because I was tired of debt calculators that only show you one strategy at a time. You pick Snowball, calculate, then have to switch to Avalanche and calculate again just to compare — so I built one that shows both side-by-side instantly. A few things I focused on that I hadn't seen in other tools: Real-time warning if a minimum payment isn't even covering the interest — this is a much more common (and scarier) situation than people realize, and most calculators just silently show you "50 years" without explaining why Live preview — type in an extra monthly payment and instantly see the months/interest it saves, before you even hit calculate One-time lump sum support — model a bonus or tax refund at whatever month you choose Works in 7 languages including full Hebrew RTL support, which weirdly no other debt tool I found offers Everything saves locally in your browser — no account, nothing sent to a server, ever It's free to use here. I'd genuinely love feedback — especially if you try breaking the math (extreme interest rates, weird edge cases), since that's the part I care most about getting right. Happy to answer anything about how it works! 🙌

Unchained — Debt Freedom Tracker

See the exact day your debt disappears

See the exact day your debt disappears