Most good budget apps make you link a bank and pay a subscription. The private ones that skip that tend to be bare-bones. TYM is both: private and actually nice to use. No account, no bank connection, no servers. Everything stays on your device. The App Store privacy label reads "Data Not Collected." Track what's safe to spend, plus budgets and net worth across iPhone, iPad, and Apple Watch. Free to start.
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I built TYM because every budget app I tried wanted my bank login, an account, and a monthly fee before it would do anything. The private ones that skip all that were too bare to actually use. So, I built what I wanted: a budget app that's genuinely private and still nice to use. No sign-up, no bank sync, nothing leaves your device. It shows what's safe to spend today and works across iPhone, iPad, and Apple Watch. Free to start. If you've been looking for something like this, I'd love to hear what you think.
Use code PRODUCTHUNT in the App Store to get 3 months of TYM Pro free. To redeem: App Store → tap your profile → Redeem Gift Card or Code → enter PRODUCTHUNT.