Hey Product Hunt! 👋

I built TrackMint because I couldn't find a money tracker that respected my privacy.

Most apps wanted me to trust their servers with my financial data. I just wanted something simple: a fast app on my phone, full control over my data, and a spreadsheet that I actually own.

So, here's how TrackMint works:

🔒 Everything stays on your device and works completely offline.

☁️ If you enable sync, TrackMint backs up your data to a single spreadsheet in your own Google Drive. It only accesses the file it creates. No TrackMint backend, no financial data sitting on our servers.

And if you ever reinstall the app, just restore everything from your spreadsheet. Your data stays yours.

A few things you can do with TrackMint:

Track income, expenses, and transfers across cash, bank, wallet, and card accounts.
Set budgets and saving goals, and explore detailed financial reports.
Track investments separately from your everyday spending, including returns.
Manage loans with automatic EMI and amortization schedules.
Keep track of money you've lent and borrowed.
Handle multiple currencies with daily exchange rates.
Organize transactions with tags for trips, events, and more.
Use Privacy Mode to blur your financial amounts whenever needed.

And yes, it's completely free. No subscriptions. ❤️

I'm building TrackMint with a simple philosophy: your financial data should belong to you, not the app you're using.

I'd genuinely love to hear your thoughts!

What would make you switch from your current expense tracker or even your trusty old spreadsheet?

I'll be around to answer questions, hear suggestions, and learn from your feedback. 🙏