Tilly — UK Money Coach: An AI money coach that can see your real budget

Hi PH 👋 I'm Mark, the solo UK developer behind Tilly. I tried every budget app going and none did the thing I actually wanted: talk to me like a person and use MY real numbers. So I built Tilly — an AI money coach that lives on your phone. Three things I'm proud of: 🧡 Ask her anything — "why did I overspend?", "save £500 by August?", "where can I cut £50?" She answers from your real spending, bills, goals and days to payday. Never generic tips. ✨ Can I Afford This? — type a price, get an honest yes/no before you buy. 📅 Built for UK life — budgets reset on your payday (weekly, fortnightly, custom), not the 1st. Privacy first: your data stays on your iPhone, couples sync uses Apple's encrypted iCloud, and the AI only ever sees anonymised summary numbers — never your transaction notes. Free to try, Pro from £2.99/mo. Happy to answer anything!