Tabsy
Private Splitwise alternative: Track group IOUs, no account.
2 followers
Private Splitwise alternative: Track group IOUs, no account.
2 followers
Tabsy is the first zero-knowledge, end-to-end encrypted utility for managing informal debts and IOUs or shared expenses. Designed as a high-performance Splitwise alternative, Tabsy eliminates the privacy trade-offs of traditional shared expense utility apps. While other apps harvest and sell your financial social graph, Tabsy uses AES-256 encryption to ensure that only you and your friends can see your transaction history. Not even the developers can access your data.
Hi, I’m the creator of Tabsy!
I built Tabsy to solve a specific friction point: "Notification Barking." We’ve all been there—you pick up a $6 coffee or $12 for gas, and sending a Venmo request feels like you're pestering your friends. It clutters their feed and adds mental load. Tabsy lets you just add it to the tab, letting small things accumulate into one simple total settled once a week or month.
WHY NOT JUST USE SPLITWISE?
I get this a lot, so I’ll be direct about why Tabsy is the privacy-first Splitwise alternative:
🚀 NO FORCED ACCOUNTS: Your friends shouldn't have to download an app and create a profile just to see a single receipt. With Tabsy, you share a secure link and they’re in.
🔒 ZERO-KNOWLEDGE PRIVACY: Splitwise tracks every tap and scroll. Tabsy is built differently. The free version is Local-Only (no data leaves your phone), and the sync version is End-to-End Encrypted (E2EE). I don't have the keys to your data, so I couldn't sell it even if I wanted to.
✨ SOULFUL UI DESIGN: Most finance apps feel like they were designed by a committee looking at profit margins. Tabsy feels like it was designed by someone with a soul. Every interaction has been polished to near-perfection to be fast, elegant, and lag-free.
⚡ NO CORPORATE BLOAT: Splitwise is owned by a corporation which is incentivized to generate profit. Tabsy is not owned by a corporation which gives it the freedom to focus on utility and accountability over profit.
HOW TABSY IS BUILT DIFFERENTLY
I’m not trying to build a billion-dollar company; I’m trying to build a useful tool.
🔹 CLEAN & FAST: There is no spyware or 'analytics' tracking your every interaction, ensuring maximum on-device performance.
🔹 THE MODEL: Tabsy is free to use. If you want to support independent dev and need cloud sync across devices, Premium is just $1/month. This covers my backend costs for the E2EE sync a simple, fair exchange of resources.
I’d love to know: Does the "No-Account" view make you more likely to use this for casual group hangouts? I'm here to answer any questions!