Hi Product Hunt. I built Stoke because I’ve tried every personal finance app and still kept a spreadsheet to track my actual cash flow. Budgeting apps tell you whether you’re over budget for the month. But cash doesn’t always move cleanly month to month. Rent leaves around the 1st, the card bill is paid on its due date (up to a month after the swipe), and paychecks land on Fridays, except when they don’t. Staying on budget often means adjusting the budget to match what already happened. It doesn’t tell you where your spending habits leave your balances six months out. Stoke finds the recurring money in your history and projects each account forward day by day, so you see your lowest balance before you hit it.

Stoke Money

Cash flow forecast. See your balance before it happens

Cash flow forecast. See your balance before it happens