Stack Finance
Net Worth & Spending App that actually works and looks good.
3 followers
Net Worth & Spending App that actually works and looks good.
3 followers
Tired of all the Net Worth or Budget tracking apps that look outdated, sync never works, or are full of bloated random features? Stack is a minimal Net Worth & Spending app that does only two things extremely well. Built by an engineer with love.
I'm a huge fan of the FIRE movement and have tracked my personal finance for the past decade - but I'd find myself never sticking to one app. Most of the major apps such as Copilot, Empower, Rocket Money, Monarch, YNAB have one of or more of these issues:
Bad sync: It either doesn't work, or is inconsistent, or I have to re-sync frequently. This is an engineering problem.
Bad UI leads to low stickiness: Outside of old Mint or maybe Copilot, the others have very bad UI that looks too outdated (like a boomer banking app). I've learned from Robinhood that I want my personal finance app to have the best UI, so I'm more incentivized to check it regularly. Like dieting – If you're not tracking, you're slacking. Stickiness is heavily dependent on UI.
Too much bloat / unnecessary features: Why do I need your help with insurance from my money tracking app? I want to track. my. money. That's it.
Not having both options to link my bank accounts and manually enter custom assets: I'd be OK with linking certain accounts, but some others I'm not as comfortable with linking. Most apps don't give you the ability to do both.
Stack addresses all of these pain points, & more:
Stack does only two things, and does them extremely well. The app is minimal with two very clear KPIs / tabs in the app: Net Worth & Spending. No bloats.
Built by an engineer - never have to worry about bad sync again: I'm a big tech Software Engineer who is obsessed with this fintech space. You are getting world-class performance in a tiny iOS app.
Good UI that is continuously improving: The screenshots and my app should speak for itself.
Stack gives you the options. Want to manually enter your accounts and use it as a fancy spreadsheet that leverages our beautiful UI? Stack got you. Want to safely link your bank accounts with a reputable 3rd party like Plaid? Stack got you.
As you can see, I did not use AI to write this post. Everything is built with love and passion for the space that I've developed for my entire adult years. Although there's a subscription, the core functionality of the app stays free (2 institutions, each can have multiple accounts + 1 for custom mode), enough for you to use it long-term without ever paying – I believe in winning the user first before charging.
Stack Premium gives you unlimited institutions, unlimited custom mode (for manually entering assets), and early access to the upcoming new features (CSV exports & more!) for $5.99/month or $47.99/year with free 7-day trial.
The app has been out for 3 weeks and I've gotten 200 downloads just organically / by word of mouth. I believe we're building something special here and would love for you to be a part of it!
👉 Try Stack on App Store: https://apps.apple.com/us/app/stack-net-worth-tracker/id6749349566